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Free Tools/Fixed Income Portfolio Allocator

Allocate Across Fixed Income

Go beyond CDs. The Fixed Income Portfolio Allocator helps you build a diversified fixed income portfolio spanning CDs, Treasuries, corporate bonds, and structured notes. Model your blended yield, weighted duration, and credit exposure — and see exactly how shifting allocations affects your overall return profile before you invest a dollar.

What It’s For

Investors building a complete fixed income sleeve who want to balance safety, liquidity, and yield across multiple instrument types — not just CDs.

How to Use It
  1. 1Enter your total fixed income allocation
  2. 2Select the instruments you want to include
  3. 3Adjust allocation percentages across instrument types
  4. 4Review blended yield, duration, and portfolio breakdown
Liquidity Type Category Allocation (%) Allocation ($)
Immediate Cash 100% $2,000,000
Short Term Money Market Funds 0% $0
Short Term U.S. Treasury Bills 0% $0
Short Term Commercial Paper 0% $0
Short Term Repos 0% $0
Short Term Yankee/Institutional CDs 0% $0
Medium Term U.S. Treasury Notes 0% $0
Medium Term FDIC CDs 0% $0
Medium Term High Yield Debt 0% $0
Long Term U.S. Treasury Bonds 0% $0
Long Term U.S. Agencies 0% $0
Long Term Municipal Bonds 0% $0
Long Term Corporate Notes 0% $0
Long Term MBS/Asset Backed Securities 0% $0
Total 100% $2,000,000