CDexplorer is CleverAlpha’s national marketplace for FDIC-insured certificates of deposit. Compare rates from banks across the country, holding all your CDs in a single SIPC insured brokerage account means a single annual 1099 and quick and easy reinvestment when your CD matures — avoiding that dead money period while finding another CD and transferring matured money to that new bank. No need to describe the difficulty of setting up new accounts for every new CD and the risk of forgetting about an old CD or leaving residual coupons from transferring from institution to institution.
How It Works
CDexplorer connects you to a national secondary market for FDIC-insured CDs. Shop, compare, and buy — all from your CleverAlpha Securities brokerage account.
Create your CleverAlpha Securities brokerage account online. Takes minutes. No minimums to open.
Search hundreds of FDIC-insured CDs across issuers, maturities, and rates — all updated in real time on the CDexplorer marketplace.
Select your CD, fund your account, and start earning. Your deposits are FDIC-insured up to $250,000 per issuing bank or NCUA-insured up to $250,000 per issuing credit union.
About CDexplorer
CDexplorer, powered by CleverAlpha Securities, gives you access to hundreds of FDIC-insured certificates of deposit from banks across the country — all in one account. Shop rates, compare maturities, and earn more on your cash on new-issue CDs.
Why CDexplorer
Shop CDs with terms from 3 months to 10 years � or longer. Ladder your maturities to manage liquidity without sacrificing yield.
Need liquidity before maturity? CDexplorer provides access to the secondary CD market so you can buy and sell with flexibility.
Corporate retail notes, structured notes, and additional fixed income products are being added to the CDexplorer marketplace.
CDexplorer runs on Amazon Web Services (AWS) � the same cloud infrastructure trusted by the U.S. federal government, Fortune 500 companies, and the world's leading financial institutions. Your brokerage account is protected by SIPC up to $500,000, and each CD is FDIC-insured up to $250,000 per issuing bank � as well as NCUA-insured up to $250,000 per issuing credit union. Opening an account takes minutes with fully digital onboarding � no paperwork, no branch visits. Once you're set up, your entire CD ladder lives in one secure dashboard: shop, buy, track, and reinvest from anywhere.
Plan your CD strategy before you invest.
Build a multi-maturity CD ladder from any lump sum. See exactly how to spread your money so you always have CDs coming due — maximize yield while staying liquid.
Not sure how to allocate across maturities? The Optimizer models the rate curve against your goals and suggests the allocation that maximizes your total return.
Go beyond CDs. Model a diversified fixed income portfolio across CDs, Treasuries, corporate bonds, and structured notes — all in one tool.
Sometimes You Need a Human
CDs are straightforward, but your financial situation isn’t always. Whether you’re building a CD ladder, moving a large sum, or just want to understand your options before committing — we’re here.
That’s exactly what our team is here to help with. We’ll walk through your timeline, your liquidity needs, and the current rate environment — and help you make a decision that actually fits your life.
Open a CleverAlpha Securities account and access CDexplorer — the national FDIC-insured CD marketplace.
Open an Account